Built for Brands That Don’t Fit the Mold.
The payment platform purpose-built for high-risk industries. Whether you’re entering new markets, innovating in crypto, or monetizing niche products — Fintoro is built for merchants like you.
High-Risk Verticals We Serve
We specialize in the industries others shy away from.
Fintoro provides everything you need to move money securely and efficiently, no matter how complex your business model.
High Approval Rates
The wellness space is another key area, where we assist remote therapy providers, LGBTQ+ wellness platforms, men’s health programs, and holistic supplement sellers. We serve digital educators and AI-based coaching providers, enabling smooth payments for memberships, high-ticket services, and virtual mentorship.
Web3 & Fintech Crossovers
In the frontier of finance and technology, Fintoro supports crypto exchanges, DAO-led projects, NFT-based memberships, and a range of DeFi tools. Subscription commerce and smart dropshipping models — including continuity programs and regulated cross-border goods — are also well within our scope.
Alternative Legal Services
Our capabilities extend to alternative legal services such as cannabis law platforms or online advisory services, as well as emerging categories like AI companionship and virtual friendship apps. Astrology and psychic reading platforms also find a home at Fintoro. These are just a few examples.
Core Value Propositions
What Fintoro Offers.
Our approval rates are among the best in the industry thanks to a vast network of banking partners and a risk-first underwriting approach.
Card Payment Processing
Bank Transfers (ACH & Wires)
Crypto & Stablecoin Payments
Mass Payouts
Compliance & Risk Management
Card Payment Processing
Streamlined Card Processing for Modern Finance.
With our card processing solutions, merchants can accept Visa, Mastercard, Amex, and more through acquiring banks that understand your industry. We don’t just connect you to a processor — we match you with the right high-risk-friendly acquirer across the U.S. and globally.
Bank Transfers (ACH & Wires)
Streamlined Card Processing for Modern Finance.
With our card processing solutions, merchants can accept Visa, Mastercard, Amex, and more through acquiring banks that understand your industry. We don’t just connect you to a processor — we match you with the right high-risk-friendly acquirer across the U.S. and globally.
Crypto & Stablecoin Payments
Streamlined Card Processing for Modern Finance.
With our card processing solutions, merchants can accept Visa, Mastercard, Amex, and more through acquiring banks that understand your industry. We don’t just connect you to a processor — we match you with the right high-risk-friendly acquirer across the U.S. and globally.
Mass Payouts
Streamlined Card Processing for Modern Finance.
With our card processing solutions, merchants can accept Visa, Mastercard, Amex, and more through acquiring banks that understand your industry. We don’t just connect you to a processor — we match you with the right high-risk-friendly acquirer across the U.S. and globally.
Compliance & Risk Management
Streamlined Card Processing for Modern Finance.
With our card processing solutions, merchants can accept Visa, Mastercard, Amex, and more through acquiring banks that understand your industry. We don’t just connect you to a processor — we match you with the right high-risk-friendly acquirer across the U.S. and globally.
Why Fintoro – Key Differentiators
We don’t just onboard high-risk merchants — we help them thrive.
High Approval Rates
Fintoro isn’t just another high-risk processor — we help merchants thrive. Our approval rates are among the best in the industry thanks to a vast network of banking partners and a risk-first underwriting approach. Even merchants turned away by others often succeed here.
Fast, Flexible Onboarding
We pride ourselves on fast and flexible onboarding. The process is built around high-risk profiles, with accelerated timelines and dedicated compliance guidance, so you’re not waiting weeks to go live.
High Approval Rates
Our global infrastructure spans over 50 countries, supporting multi-currency processing and settlement. With strong acquiring relationships in the U.S., Europe, LATAM, and Asia, our clients enjoy seamless international expansion backed by local insight.
Tailored Risk Management
Fintoro also provides tailored risk management with tools like cascading gateways, multiple MIDs, and real-time chargeback mitigation. This ensures processing continuity as you scale.
Tokenized Payment Options
In addition to traditional methods, we support token-based and NFT-gated payment models — perfect for Web3 platforms and content-driven ecosystems. We also offer flexible settlement schedules, including daily and weekly payouts, ensuring your cash flow remains strong.
With Fintoro, you don’t just gain access to payment rails — you gain a strategic partner optimizing your entire payment strategy.
Trusted By
Empowering a Global Network of Finance Trailblazers.
